Server: Netscape-Enterprise/2.01 Date: Mon, 29 Dec 1997 18:07:13 GMT Content-type: text/html
Current Program Information
Since 1986, Ag Services of America, Inc. has been helping farmers
become more successful by combining several aspects of crop production
into one convenient package.
At Ag Services, we provide farmers the ability to purchase a wide
variety of brand name farm inputs from a single source at competitive
prices combined with financing for those purchases.
Our credit is available to qualified applicants by obtaining a
first lien on their growing crop and by receiving an assignment
of a farmer's multi-peril crop insurance.
"Providing farmers with the most convenient form of crop input supply and finance with the highest quality and most economical products and services."
This section should help explain some of the aspects of our 1997
Program. If you have any questions please feel free to contact
our sales and marketing department at 1-800-395-8505.
All interest rates for the 1997 season will be variable based on the prime rate as indicated in the Midwest Edition of the Wall Street Journal. Exceptions may be granted in those states where state law determines what interest rate may be charged. Interest for product and non-product charges will begin when delivery is made or service is rendered.
To begin the application process, please request an application and fill it out completely. Make sure to sign it before returning it to our Cedar Falls office along with the appropriate application fee. |
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The application fee must be paid before consideration will be given to any submitted application, unless later payment is consented to by Ag Services. The application fee will be refunded in full if the application is rejected. The application fee will be retained by Ag Services if the customer is approved and elects not to use the approved extension of credit or withdraws the application before approval. Applicants which request or require multiple entities will be assessed initially for each entity pursuant to above guidelines. If the application is submitted for 499 acres or less and additional acres are added at a later date, the customer will be billed for the additional fee. Associated legal and filing fees related to securing all collateral (crops, machinery, equipment, real estate, etc.) required by Ag Services will be charged to the customer. Acres used to compute application fees are crop acres only. (Set-aside acres are defined as non-crop acres.) |
A 3% Program Fee is assessed to each customer based on the approved credit limit. The fee is adjusted quarterly for any changes to the customer's credit limit or if actual crop input charges exceed the credit limit. Each customer will have the opportunity to earn back all or a portion of the Program Fee based on when payment in full is received per the following dates:
SPRING AND WHEAT ACCOUNTS (COMBINED) PERCENT EARNED BACK North
South
PERCENT EARNED BACK:
Map indicating northern and southern states.
* NO EXTENSION ON THESE DATES WILL BE GRANTED *
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Ag Services of America has an entire department dedicated to coordinating
the supply of your products. Each customer is assigned a Product
Manager that will work with you throughout the entire year. Each
Product Manager specializes in a particular region of the country
in order to better assist customers in that area.
Our products staff, including Nationally Certified Crop Advisors,
can review your operation, provide agronomic advice, offer soil
sample analysis, and recommend a strong fertility program based
on their education, experience, and our access to a network of
industry specialists.
We work with you to provide individual advice and information
based on sound agronomic and economic principles.
AGRONOMIC SUPPORT WITH CONSIDERATION GIVEN TO:
The product program is designed to assist in your crop production
system. Our "One-Stop-Shop" concept allows you to coordinate
your seed, chemical, and fertilizer needs at one competitive,
convenient location. Additionally, the program enables you to
customize your package with any one, or all, of our primary service
components. Our product program consists of the following components:
The Ag Services of America products staff customizes our agronomic support to your individual operation. Having customers in 26 states allows our Product Managers to view production practices and crop management decisions in many different regions. Combining our vast information and experience offers our customers an excellent resource for their own crop management decisions.
Having the position of financing and supplying our customers insures that we will work with farmers to analyze the cost-benefit of their decisions.
The Product Program includes input and counseling in the following areas: soil testing and fertility management, practical pesticide use, site-specific seed selection and individualized crop consulting. |
Agriculture today is becoming increasingly technical. Ag Services of America is committed to keeping our customers on the leading edge of technology and change. We have invested time and resources into site-specific agriculture information gathering, information processing and recommendations.
Once you have the basic equipment, the Product Department includes many other services and opportunities for your precision farming operation. The general Ag Services' Precision Farming Program will involve field mapping, information layering, data processing and decision-making support. |
Our Direct Ship Program is designed to provide our customers with a way to handle all of their product needs in a convenient, efficient, cost effective, and timely manner.
Direct Shipment involves the distribution of products, such as fertilizer and ag chemicals, from a wholesale storage location or manufacturer warehouse directly to your farm. Products are handled only once during loading, thereby, maintaining the quality of the product while keeping costs down. In many cases, we can arrange "same day" delivery and Ag Services will, generally, get products to a farm on or ahead of schedule with as little as one to two days advance notice. | |||
Ag Services of America, Inc. offers Multi-Peril Crop Insurance
(MPCI), as well as other products for your protection and convenience
as part of our full service supply and finance program.
Although you do not have to purchase your crop insurance through
our office, you will be required to carry MPCI in order
to receive financing from Ag Services of America. Many of our
customers enjoy the convenience of allowing our licensed agents
to coordinate their insurance needs along with the other crop
inputs we supply.
Most Ag Services of America District Sales Managers are also licensed
crop insurance agents, and would be happy to answer any questions
you might have. If there is not a District Sales Manager available
in your area please feel free to direct your insurance questions
to:
We greatly appreciate your interest in Ag Services of America.
We hope that you will give us the opportunity to show you our
superior service, convenience and flexibility, along with a staff
that truly understands agriculture.
To begin the credit approval process simply call, write or E-mail
our office and we will be happy to send you an application. Please
fill it out completely and return it to our Cedar Falls office.
Once we receive your application, you will receive a letter indicating
the Product Manager and Credit Manager assigned to your individual
account. Within a few days, you will be contacted by both of these
individuals who may request additional information and at that
time can answer any questions you might have.
Please feel free to contact your Credit and Product Managers at any time by calling 1-800-395-8505.
Once again, we would like to thank you for your interest in Ag
Services of America, Inc.